🔒 Privacy Policy – Viraj Finance

Effective Date: 21 July 2025

At Viraj Finance, we are committed to safeguarding your privacy and protecting your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you engage with our services.

📌 1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, address, contact number, email ID, PAN, Aadhaar, bank details, etc.

  • Financial Information: Credit score, income proof, loan history, etc.

  • Usage Data: IP address, browser type, pages visited, device data.

  • Documents: Uploaded KYC documents, financial statements, etc.

📌 2. How We Use Your Information

We use your data to:

  • Provide and process loan and finance-related services

  • Verify your identity and creditworthiness

  • Respond to inquiries or customer support

  • Send updates, offers, or relevant information

  • Improve our website and service experience

📌 3. Data Sharing and Disclosure

We do not sell or rent your personal information. However, we may share data with:

  • Trusted third-party financial partners (banks/NBFCs)

  • Government or legal authorities (when required by law)

  • Service providers who assist us with technology, verification, or marketing

📌 4. Cookies and Tracking

Our website may use cookies to improve user experience, monitor site traffic, and offer targeted content. You can disable cookies in your browser settings if you prefer.

📌 5. Data Security

We use industry-standard security protocols to protect your data from unauthorized access, alteration, or misuse. However, no online transmission is 100% secure.

📌 6. Your Rights

You have the right to:

  • Access or update your personal data

  • Withdraw consent at any time

  • Request deletion of your data (subject to legal and contractual obligations)

📌 7. Third-Party Links

Our website may contain links to external websites. We are not responsible for their privacy practices or content.

📌 8. Changes to This Policy

We may update this Privacy Policy occasionally. All changes will be posted here with a revised effective date.

📌 9. Contact Us

For questions, concerns, or complaints about this Privacy Policy, contact us at:

📞 Raman Arora
📱 +91 7042 438513, +91 95998 88819
📧 helpviraj@gmail.com

Viraj Finance – Your Trusted Financial Partner
Committed to your privacy, protection, and prosperity.

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